Digital Banking

Create branded digital bank accounts with one API platform

Create compliant, scalable banking products with our embedded finance APIs. Go live faster with 5+ configurable account types, seamless payments, virtual and local IBANs, and Open Banking integrations—all through a single platform.

Serve consumers, freelancers, and SMEs with CRR-compliant infrastructure and EU passporting for full regulatory coverage.

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Screenshot of a mobile banking app showing an account overview with salary income and categorized expenditures: bars, electronics, donations, and others, each represented by colored bars.
Exemplary frontends of our partners

Fully branded and licensed

No matter whether you are creating a solution for businesses or consumers, our APIs empower you to offer digital bank accounts with an array of engaging features. All of our APIs are white-labeled, so you can embed our banking features into your product environment with your branding. In addition to our headquarter in Germany, we have active branches in France and Italy, so we equip you to offer local IBANs in these countries.

Used by partners such as
  • Samsung
  • Tomorrow

Packed with modern features

Our APIs bring your banking offering to life with engaging and convenient features.

Enable your customers’ financial flexibility with an overdraft by lending them a certain amount of money up to a set limit to temporarily increase their cash flow.

Screenshot of a mobile app screen asking the user to provide additional information, including employment status and income details.
Screenshot of a mobile app screen prompting the user to enter a top-up amount for their account.
Screenshot of a mobile app screen prompting the user to confirm a SEPA Instant transfer after entering the amount and IBAN details.
Screenshot of a mobile app showing a bank account overview with two sub-accounts labeled 'Vacation' and 'Furniture,' each displaying the saved amount and the savings goal.
Screenshot of a mobile app displaying a bank account’s transactions overview, showing a list of daily expenditures.
Screenshot of a mobile app showing a virtual card and a prompt for the user to set their daily transaction limit.
This is what your frontend could look like

Your Company

Want to build your own digital banking solution? Partner with us and get started!

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Your Card. Your Design.

Interested in adding your own branded prepaid, debit, and credit cards to your banking offering?

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Your benefits

Engage your customers more deeply

Banking services are part of daily life. Increase your customer touchpoints and gain actionable insights into spending behavior to improve retention and personalization.

Launch and scale quickly

Deploy your digital banking product within months using our compliant, secure API platform. Leverage EU passporting to scale across 30 EEA countries with a single integration.

Tap into new revenue streams

Expand your product portfolio with advanced banking features, creating multiple income opportunities that complement your core business.

Let us handle compliance

You own the customer experience; Solaris manages compliance, safeguarding, and regulatory reporting. As a fully licensed CRR bank in Germany, we handle the regulatory complexity so you can concentrate on scaling your banking product.

Hear what our partners have to say

At Lexware, we believe that small businesses deserve the same level of efficiency and financial control as large enterprises—without added complexity. Our partnership with Solaris allows us to deliver a truly seamless banking and accounting experience, eliminating unnecessary manual work for entrepreneurs. By integrating these services directly into Lexware Office, we empower business owners to focus on what truly matters: growing their business.
Emily Metcalfe

Head of Banking at Lexware

Our API - elegant and easy to integrate

Let's start building your digital bank together